An adjustable-rate mortgage (ARM) is a mortgage whose interest rate resets at periodic intervals. ARMs have low fixed interest rates at their onset, but often become more costly after the rate starts ...

Lauren Williamson is the Financial and Home Services Editor for the Hearst E-Commerce team. She previously served as Senior Editor at Chicago magazine, where she led coverage of real estate and ...

With the Federal Reserve cutting its benchmark rate, some homebuyers may wonder whether mortgage rates will follow — and whether an adjustable-rate mortgage could offer a cheaper way to get into a ...

SAN DIEGO (KGTV) — Recent data shows more people are shopping for houses as talks of interest rates going down continue, but is an adjustable-rate mortgage or a fixed rate the way to go? Thomas Boles, ...

ARMs often start at lower rates, but monthly payments can rise over time Adjustable-rate mortgages peaked at 35% of mortgage applications in 2005 Today's environment is vastly different for several ...

Mortgage rates dropped to the lowest level since 2022 last week, but demand from homebuyers declined as well, as they continue to struggle with affordability.

Mortgage interest rates are on the decline again. Here's how buyers can get one close to 5% this month.

Mortgage applications fell 0.3% last week, with FHA and ARM loan shares increasing and refinance activity up 101% year over year.