When Conner Smith saw an Instagram ad in early 2021 from the mobile app EarnIn offering to let him access up to $100 from his paycheck before payday, he thought it would be a convenient way to pay for ...

Workers looking to cover expenses between paychecks are increasingly using pay-advance apps to receive some of their money early. A recent study found that app users tend to increase their use of the ...

Imagine your bank’s ATM asking for a tip when you withdraw money. You insert your debit card, select $40 and before the machine gives you cash, it requests a small gratuity. Would you pay it? That’s ...

Maria stares at her phone screen, watching her bank balance hover dangerously close to zero while her car repair bill sits unpaid on the kitchen counter. Her next paycheck arrives in five days, but ...