Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Mortgage rates are the interest rates charged by a lender, and are expressed as a percentage. They determine how much interest you’ll pay over the lifetime of the loan. Even small changes in a ...

Rate of return represents the percentage net gain or loss of an investment's initial cost over a period of time. The rate of return calculates the percentage change from the beginning to the end of a ...