Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

The Fair Credit Reporting Act outlines how credit data is collected, who can access it and what rights consumers have to dispute errors and protect their information.

An incorrect address on your credit report is one at which you've never lived and it can be a signal of identity theft.

A credit report dispute helps correct errors in personal and account details, protecting credit scores, ensuring fair lending ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

It’s the holiday shopping/scamming season. And that makes it a good time to think about protecting yourself from the dangers ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Nearly half of all credit reports may contain errors, some of them costly to your credit score, according to a new watchdog report. One-quarter of the consumers were unable to access their credit ...

Your bank app may let you check your credit score for free. But how is that different from your credit report? They are both measures of your financial health, but your score is a three-digit number ...