Step 1: 📋 First things first, I’m pulling ALL 3 of my credit reports, Experian, Equifax, TransUnion. I need to see EVERYTHING that’s holding me back. We’re breaking it all down, line by line. 🔍 Step 2: 🧼 Next, I’m cleaning up my personal info. I’m talking old addresses, wrong names, all that outdated stuff that keeps tying me to negative accounts. We’re cutting that off ✂️📂 Step 3: 🎯 Then, I’m making a hit list, every negative account, collection, or charge-off. Those are getting dispute le

🚨 By popular demand, here’s how to access the Experian backdoor process! 👀 Step 1: Set up your Experian account and head to your credit report. Step 2: Select any account as if you’re going to dispute it, but don’t actually dispute it online. 🛑 Write down the 10-digit report number at the top—don’t copy and paste! ✍️ In Part 2, I’ll show you how to use this info to get into the backdoor portal and start your dispute. Follow me for the next steps! 🔥 | Frederick "J." Woodfin

How do I dispute an error on my credit report? | Consumer Financial Protection Bureau